Insurance decisions are easier to discuss when you can ask questions in your preferred language. Rajni Bala offers insurance consultations in Punjabi, English and Hindi for Surrey families and clients across British Columbia. This page is in English; you can request your consultation in Punjabi.

Start with your family's decision

For a parent's visit, discuss Super Visa insurance, dates, deductibles and existing medical conditions. For household protection, explore life insurance and review existing workplace benefits. For a shorter visit or a trip, ask about travel and visitor insurance.

Prepare for a Punjabi consultation

  1. Tell us your preferred language and whether phone or video works best.
  2. Briefly describe the type of insurance and timing of the decision.
  3. Invite a family member if you want to discuss the options together.
  4. Keep medical and financial documents for the insurer's appropriate application process.

A conversation in Punjabi does not change the insurance contract. Ask about the language of application documents and policy wording, and have unfamiliar terms explained before you agree.

Serving Surrey; office visits by appointment in Abbotsford

Phone and video consultations let you begin from Surrey, including Newton, Fleetwood, Guildford, Cloverdale, South Surrey and other neighbourhoods. The public office is at 3670 Townline Rd #208, Abbotsford, BC V2T 0H2. Office visits are by appointment only; this is not a Surrey walk-in office.

See the Surrey insurance guide, try the life insurance calculator, or explore Hindi consultation support. Request a free consultation with Rajni Bala and mention Punjabi as your preferred language.

General information, not a guarantee of coverage, eligibility or a claim outcome. Insurance is subject to the insurer’s application requirements, policy terms, exclusions and approval. For immigration decisions, use current IRCC instructions or an authorized immigration representative.