Licensed insurance advisory for South Asian families in BC. Life Insurance, Super Visa Insurance & Travel Coverage — in English, Punjabi & Hindi.
Personalized coverage that protects what matters most — your family, your parents, and your peace of mind.
Protect your family's financial future with personalized coverage that fits your budget and goals.
Mandatory health coverage for parents and grandparents visiting Canada — we make the process simple.
Comprehensive coverage for family visiting from abroad or your own travels outside Canada.
Reetu Kalsi
Licensed Insurance Advisor
Growing up in the South Asian community, I saw firsthand how families navigated complex financial decisions without culturally-attuned guidance. That experience drives everything I do at FinancialHub604.
I believe every family deserves a trusted advisor who speaks their language — literally and figuratively. Whether you're protecting your mortgage with life insurance or bringing your parents to Canada on a Super Visa, I'm here to make the process simple, transparent, and stress-free.
No jargon. No pressure. Just honest advice tailored to your family's unique situation.
We don't just sell policies — we build lasting relationships with families across BC.
We understand your family's values, traditions, and unique financial journey as South Asian Canadians.
We teach before we sell. You'll understand every option before making a single decision.
We compare across top carriers to find coverage that fits your budget — with flexible payment plans.
Based right here in Metro Vancouver, serving Surrey, Delta, Abbotsford, and the Fraser Valley.
Hear from families across BC who trusted FinancialHub604 with their insurance needs.
Reetu made the whole Super Visa insurance process so easy for us. She explained everything in Punjabi and found us a great plan for my parents. Highly recommended!
I didn't think I could afford life insurance with a new mortgage. Reetu showed me options I didn't know existed and got me covered for less than I spend on coffee each month.
Finally, an advisor who understands our community. No pushy sales — just honest advice. Reetu took the time to review our whole family's coverage and saved us money.
Everything you need to know about getting started — in plain language.
Super Visa Insurance is mandatory private health insurance required for parents and grandparents applying for a Canadian Super Visa. It must provide a minimum of $100,000 in coverage, be valid for at least one year from the date of entry, and cover health care, hospitalization, and repatriation. We help you find the best plan from top Canadian insurers with flexible payment options.
Life insurance is more affordable than most people think. A healthy 30-year-old can often get $500,000 in term life coverage for under $30/month. Your exact cost depends on your age, health, coverage amount, and policy type. We compare quotes from multiple carriers to find you the best rate — and your consultation is completely free.
As of March 31, 2026, two key changes apply: sponsors can now qualify using income from either of the last two tax years (instead of just the most recent), and sponsors can combine their income with the visiting parent or grandparent. The $100,000 minimum health insurance requirement remains unchanged. We stay current on all regulatory updates so you don't have to.
Being young and healthy is actually the best time to get life insurance — you'll lock in the lowest rates possible. If you have a mortgage, student debt, a spouse, or children depending on your income, life insurance ensures they're protected. Plus, waiting means higher premiums as you age. A quick 10-minute assessment can show you exactly what coverage makes sense for your situation.
Book a time that works for you using the form below. We'll have a 15–30 minute call (phone or video) where we'll discuss your family's situation, answer your questions, and explore coverage options. There's absolutely no cost, no obligation, and no pressure. Many families decide on the call, but you're welcome to take all the time you need.
Absolutely! Reetu speaks fluent English, Punjabi, and Hindi. We believe understanding your insurance shouldn't be limited by language. All consultations, documents, and follow-ups can be conducted in whichever language you're most comfortable with.
Trusted Insurance Partners
No cost. No obligation. No pressure. Just a friendly conversation about protecting your family.
Reach out any way you're comfortable. We typically respond within a few hours during business days.
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: By appointment only
Fill out the form and we'll reach out within 24 hours.