2026 Super Visa Rule Update: Sponsors can now use income from either of the last 2 tax years. Learn More →
FAQ

Your Questions Answered

Everything you need to know about getting started — in plain language, no insurance-speak.

Super Visa Insurance is mandatory private health insurance required for parents and grandparents applying for a Canadian Super Visa. It must provide a minimum of $100,000 in coverage, be valid for at least one year from the date of entry, and cover health care, hospitalization, and repatriation. We help you find the best plan from top Canadian insurers with monthly or annual payment options.

As of early 2026, two key changes took effect: sponsors can now qualify using income from either of the last two tax years (not just the most recent), and sponsors can combine their income with the visiting parent or grandparent to meet financial thresholds. The $100,000 minimum health insurance requirement remains unchanged. We stay current on all IRCC updates so you don't have to.

Life insurance is more affordable than most people think. A healthy 30-year-old can often get $500,000 in term life coverage for under $30/month. Your exact cost depends on your age, health history, coverage amount, and policy type. We compare quotes across multiple top Canadian carriers to find you the best rate — and your consultation is completely free with no obligation.

Being young and healthy is actually the best time to get life insurance — you'll lock in the lowest rates possible before premiums rise with age. If you have a mortgage, dependants, a spouse, or student debt, life insurance ensures they're protected if the unexpected happens. Many people wait and pay significantly more later. A quick 10-minute conversation can show you exactly what coverage makes sense for your situation.

Yes! FinancialHub604 serves families all across British Columbia. While we are based in Metro Vancouver, virtual consultations (phone or video call) are available for families in Kelowna, Kamloops, Prince George, Victoria, and anywhere else in BC. We make the process as convenient as possible — you don't need to travel or visit an office.

Book a time that works for you using the form below or by calling/texting us directly. We'll have a 15–30 minute call (phone or video) where we discuss your family's needs, answer all your questions, and walk through coverage options. There's absolutely no cost, no obligation, and no pressure. Many clients decide on the spot — but take all the time you need.

Consultations are available in English, Punjabi, and Hindi. We believe that understanding your insurance shouldn't be limited by language. All discussions, quotes, and follow-up communications can be conducted in the language you and your family are most comfortable with.

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