Your Insurance Questions Answered
Everything you need to know about getting started — in plain language, no insurance-speak.
Super Visa Insurance is mandatory private health insurance required for parents and grandparents applying for a Canadian Super Visa. It must provide a minimum of $100,000 in coverage, be valid for at least one year from the date of entry, and cover health care, hospitalization, and repatriation. We help you find the best plan from top Canadian insurers with monthly or annual payment options.
From March 31, 2026, hosts and an eligible co-signer can meet the income requirement using either of the two tax years before application. Under the alternative route, their income in the previous tax year must be at least 75% of the required minimum; the visiting parent or grandparent can contribute qualifying income to cover the remainder. That income must continue during the visit. Check IRCC for the current thresholds and evidence requirements. Read the sourced 2026 update.
Life insurance premiums depend on age, health, smoking status, coverage amount, term and underwriting. Ask for a personalized quote with the assumptions stated clearly; a general example is not an offer of coverage.
Being young and healthy is actually the best time to get life insurance — you'll lock in the lowest rates possible before premiums rise with age. If you have a mortgage, dependants, a spouse, or student debt, life insurance ensures they're protected if the unexpected happens. Many people wait and pay significantly more later. A quick 10-minute conversation can show you exactly what coverage makes sense for your situation.
Yes! FinancialHub604 serves families all across British Columbia. While we are based in Metro Vancouver, virtual consultations (phone or video call) are available for families in Kelowna, Kamloops, Prince George, Victoria, and anywhere else in BC. We make the process as convenient as possible — you don't need to travel or visit an office.
Book a time that works for you using the form below or by calling/texting us directly. We'll have a 15–30 minute call (phone or video) where we discuss your family's needs, answer all your questions, and walk through coverage options. There's absolutely no cost, no obligation, and no pressure. Many clients decide on the spot — but take all the time you need.
Consultations are available in English, Punjabi, and Hindi. We believe that understanding your insurance shouldn't be limited by language. All discussions, quotes, and follow-up communications can be conducted in the language you and your family are most comfortable with.
