Licensed Insurance Advisor in Surrey, BC

Serving families across Surrey — including Newton, Fleetwood, Cloverdale, Guildford, South Surrey, Whalley, and Panorama Ridge — with licensed insurance advice in English, Punjabi, and Hindi. Virtual or in-person consultations.

Insurance for Surrey families

Surrey has the largest South Asian community in Canada and one of the highest concentrations of new Canadians in BC. Surrey families make up the largest single share of our Super Visa insurance work — we know the IRCC documentation requirements, the carrier preferences for South Asian seniors with common pre-existing conditions, and the timing pressures of family flights from Punjab and Delhi.

Why Surrey families choose FinancialHub604

• BC-licensed. Regulated by the Insurance Council of British Columbia.
• Multi-carrier independent. We compare quotes across BMO Insurance, Canada Life, Manulife, Industrial Alliance / iA, Equitable Life, Desjardins, and others.
• Trilingual. Consultations available in English, Punjabi, and Hindi — directly with the visiting parent or grandparent if helpful.
• No-pressure. Free 15-minute calls. We answer your questions, you decide what to do next.
• Local availability. Virtual consultations Monday–Friday 9am–6pm and Saturday 10am–3pm. In-person meetings available across Metro Vancouver and the Fraser Valley.

How a typical first call works

1. You book a free 15–30 minute consultation by phone, video, or WhatsApp.
2. Rajni asks about your family's situation — kids, mortgage, existing coverage, goals.
3. We explain options in plain language and suggest 2–3 carriers we think will be most competitive for you.
4. If you decide to move forward, we handle the paperwork and the application.

Use our free tools

• Life Insurance Needs Calculator — DIME formula, takes 60 seconds
• Insurance Glossary — plain-language definitions
• Blog — Super Visa updates, life insurance guides, BC-specific advice