Serving families across Burnaby — including Brentwood, Lougheed, Metrotown, Edmonds, South Burnaby, Capitol Hill, and Burnaby Heights — with licensed insurance advice in English, Punjabi, and Hindi. Virtual or in-person consultations.
Insurance for Burnaby families
For a Burnaby homeowner, an insurance review can start with a simple question: what expenses would continue if a household income stopped? Mortgage payments are one part of that picture; dependants, debts and existing employer benefits also matter. Rajni can explain the differences between personal life insurance and lender insurance.
Reviewing protection after a home purchase
Make a list of the mortgage balance, other debts, existing policies and workplace benefits. Compare who owns each policy, who receives the benefit, how premiums change and what happens if you move or refinance. Avoid cancelling an existing policy until any replacement has been issued and reviewed.
Do I have to replace my bank's mortgage insurance?
No. Start by comparing the existing terms with the alternatives. The appropriate choice depends on eligibility, benefits, costs and your family's needs. Our mortgage-versus-life-insurance guide explains the questions to ask.
See all BC service areas or request a consultation with Rajni.
Life Insurance
Term, whole, and universal life from leading Canadian carriers. Learn more
Super Visa Insurance
Mandatory $100,000 health coverage for parents and grandparents on a Canadian Super Visa. Learn more
Travel & Visitor Insurance
Coverage for Burnaby residents traveling abroad and family visiting from overseas. Learn more
Investments
RRSP, TFSA, RESP, FHSA, and segregated funds. Learn more
Why Burnaby families choose FinancialHub604
- BC-licensed. Regulated by the Insurance Council of British Columbia.
- Multi-carrier independent. We compare quotes across BMO Insurance, Canada Life, Manulife, Industrial Alliance / iA, Equitable Life, Desjardins, and others.
- Trilingual. Consultations available in English, Punjabi, and Hindi — directly with the visiting parent or grandparent if helpful.
- No-pressure. Free 15-minute calls. We answer your questions, you decide what to do next.
- Local availability. Virtual consultations Monday–Friday 9am–6pm and Saturday 10am–3pm. In-person meetings available across Metro Vancouver and the Fraser Valley.
How a typical first call works
- You book a free 15–30 minute consultation by phone, video, or WhatsApp.
- Rajni asks about your family's situation — kids, mortgage, existing coverage, goals.
- We explain options in plain language and suggest 2–3 carriers we think will be most competitive for you.
- If you decide to move forward, we handle the paperwork and the application.
Same-day responses, multilingual support, and a free quote across multiple carriers. Get in touch →
Use our free tools
- Life Insurance Needs Calculator — DIME formula, takes 60 seconds
- Insurance Glossary — plain-language definitions
- Blog — Super Visa updates, life insurance guides, BC-specific advice